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If you took out a loan, mortgage, or credit card with Alliance & Leicester between the early 1980s until as recently as 2013, there’s every chance you’ll have been paying for PPI.
It does not matter if the credit agreement(s) are still running or have been settled.
The deadline for making a PPI claim has passed, but that isn't the end of the story....
If you've had your PPI claim rejected by the bank or by the Financial Ombudsman Service we can take a look at it to see if we believe it could qualify for compensation via the courts.
The check is completely free, and can be done quickly if you still have a copy of the letter of rejection.
If you no longer have a copy, we can obtain one from your bank with your authority.
We will notify you as soon as we have confirmed whether your case could qualify.
If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.
On average, banks made an obscene 67% commission on PPI policies it sold.
Banks have taken advantage of the highly controversial guidance from the Financial Conduct Authority, which states that, based on certain criteria, the banks only have to refund the difference over 50%.
This has seen, in an overwhelming number of cases, banks only refunding, on average, 17% of premiums and associated interest.
If you believe you have only received a partial refund we can take a look at your case to see if it qualifies to be looked into further by our panel of trusted solicitors.
The check is free, and if you have a copy of the rejection letter(s) we only require one signature from you to carry out the checks.
If you don't have a copy of the rejection letter we will issue an information request to your bank to obtain a copy, with your authority.
We will notify you as soon as we have confirmed whether your case could qualify.
If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.
No, you won't have to attend court as our panel of solicitors will present your case and represent you.
Simply complete the 'Start Your Claim' form on this page.
We'll send you out a form in the post for you to complete.
Once we've received the form back in the freepost envelope we provide, we'll carry out your free check.
Our experts are on hand to answer any questions you have via telephone, email or our live chat facility.
So....why wait, let's get started!
Alliance and Leicester, the bank and former building society, is now a part of the Spanish bank, Banco Santander.
It was acquired by Santander in 2008 and everything was transferred into their business by 2010, and was officially re-branded as Santander by 2011.
Alliance and Leicester offered general banking facilities, including loans and mortgages.
They also offered credit cards through a partnership with MBNA until the Santander acquisition.
At this point, Alliance and Leicester then started to offer Santander credit cards with the relevant branding.
Santander, including Alliance & Leicester, have set aside over £1 billion to cover the cost of mis-sold PPI. Alliance & Leicester received the largest fine to date for mis-selling PPI, a cool £7 MILLION.
Alliance and Leicester PPI
