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If you have had a credit card or loan provided by HFC there is a good chance you are owed compensation for mis-sold Payment Protection Insurance (PPI).
HFC is part of HSBC, and was fined £1.09 million by the Financial Services Authority for mis-selling PPI. The regulator highlighted that between 2005 and 2007 HFC sold PPI with 75% of their loans, resulting in over 160,000 customers paying for PPI without consenting.
The deadline for making a PPI claim has passed, but that isn't the end of the story....
If you've had your PPI claim rejected by the bank or by the Financial Ombudsman Service we can take a look at it to see if we believe it could qualify for compensation via the courts.
The check is completely free, and can be done quickly if you still have a copy of the letter of rejection.
If you no longer have a copy, we can obtain one from your bank with your authority.
We will notify you as soon as we have confirmed whether your case could qualify.
If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.
On average, banks made an obscene 67% commission on PPI policies it sold.
Banks have taken advantage of the highly controversial guidance from the Financial Conduct Authority, which states that, based on certain criteria, the banks only have to refund the difference over 50%.
This has seen, in an overwhelming number of cases, banks only refunding, on average, 17% of premiums and associated interest.
If you believe you have only received a partial refund we can take a look at your case to see if it qualifies to be looked into further by our panel of trusted solicitors.
The check is free, and if you have a copy of the rejection letter(s) we only require one signature from you to carry out the checks.
If you don't have a copy of the rejection letter we will issue an information request to your bank to obtain a copy, with your authority.
We will notify you as soon as we have confirmed whether your case could qualify.
If we believe your case may qualify we just require one more signature from you in order to pass the case for litigation.
No, you won't have to attend court as our panel of solicitors will present your case and represent you.
Simply complete the 'Start Your Claim' form on this page.
We'll send you out a form in the post for you to complete.
Once we've received the form back in the freepost envelope we provide, we'll carry out your free check.
Our experts are on hand to answer any questions you have via telephone, email or our live chat facility.
So....why wait, let's get started!
PPI was sold with many forms of credit including mortgages, credit cards, store cards, loans and car finance. Financial regulators have found that many banks and credit providers mis-sold PPI and have been fined and ordered to pay compensation as a result.
We have an electronic system with most banks to check if you are eligible without the need for account numbers or other sensitive details.
HFC is a division of HSBC bank and is a provider of store credit cards and loans, and were fined heavily by the financial regulator for selling PPI along with 75% of its loans between 2005 and 2007, meaning 163,000 people paid PPI without agreeing to it.
It’s time to make your claim against HFC for mis-sold PPI.
