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Latest Posts

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January 21, 2025
Daniel Lee

Rachel Reeves’ Controversial Intervention: Corruption at the Heart of Government? In an extraordinary and deeply troubling development, Chancellor of the Exchequer Rachel Reeves has reportedly attempted to intervene in the upcoming Supreme Court hearing concerning motor finance providers. This move has raised serious concerns about corruption at the highest levels of government and calls into […]

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January 10, 2025
Daniel Lee

How Some Motor Finance Providers Are Attempting to Time-Bar Commission Claims, Contrary to Supreme Court Ruling Background: Canada Square v Potter In the Canada Square Operations Ltd v Potter [2023] case, the Supreme Court ruled that the limitation period for bringing a claim can be extended under Section 32(1)(b) of the Limitation Act 1980 if […]

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December 18, 2024
Daniel Lee

How Much Could the Motor Finance Commission Scandal Cost the Industry? The motor finance industry in the UK is grappling with an enormous potential financial liability following revelations and legal defeats relating to undisclosed commissions tied to finance agreements. With potentially over 95% of motor finance agreements involving undisclosed commissions, and an estimated average commission […]

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December 18, 2024
Daniel Lee

High Court Defeat for Motor Finance Industry: Case AC-2024-LON-001124 On December 17, 2024, the High Court delivered another landmark judgment affecting the motor finance industry, this time in the case of Clydesdale Financial Services Ltd t/a Barclays Partner Finance v Financial Ombudsman Service Ltd (Case No. AC-2024-LON-001124). This case once again highlighted the entrenched issues […]

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December 17, 2024
Daniel Lee

Exposing Corruption and Leadership Failures at Black Horse Black Horse, a prominent name in the UK’s finance sector and part of the Lloyds Banking Group, has long attempted to position itself as a trusted provider of vehicle finance. However, beneath the surface lies a troubling history of mis-selling practices, leadership failures, and regulatory breaches that […]

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November 26, 2024
Daniel Lee

MPs Brand FCA as “Incompetent”—The Crucial Role of Claims Management Companies Published: November 26, 2024 Financial Scandals and Regulatory Failures Today’s blistering parliamentary report exposes deep flaws in the Financial Conduct Authority (FCA), labeling it “incompetent at best, dishonest at worst.” Over decades, financial scandals such as PPI mis-selling and motor finance commission abuses have […]

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