Will the Court of Appeal Judgment in Wrench v FirstRand Increase the Cost of Credit? The recent Court of Appeal decision in Wrench v FirstRand has brought significant implications for the motor finance industry, specifically focusing on transparency in commission-based lending practices. While there are concerns that this judgment may lead to higher costs for […]

The Background and Implications of Johnson v FirstRand Bank Ltd: From County Court to Court of Appeal Judgment The case of Johnson v FirstRand Bank Ltd is one of the recent decisions in a wave of motor finance mis-selling cases, reflecting the growing scrutiny on undisclosed commission practices in the UK’s finance sector. Here, we’ll […]

The Court of Appeal’s Firm Stance in Hopcraft v Close Brothers: No Grounds for Further Appeal In the recent Hopcraft v Close Brothers case, the Court of Appeal delivered a definitive ruling with potential wide-reaching impacts across the finance sector. The judges asserted that there were no arguable grounds for Close Brothers to pursue an […]

How the Court of Appeal Judgment in Hopcraft v Close Brothers Could Impact Other Types of Finance The Court of Appeal judgment in Hopcraft v Close Brothers has significant implications not only for the motor finance sector but also for a broad range of financial agreements. This ruling underscores the critical need for transparency around […]