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Latest Posts

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November 13, 2024
Daniel Lee

The Background and Implications of Johnson v FirstRand Bank Ltd: From County Court to Court of Appeal Judgment The case of Johnson v FirstRand Bank Ltd is one of the recent decisions in a wave of motor finance mis-selling cases, reflecting the growing scrutiny on undisclosed commission practices in the UK’s finance sector. Here, we’ll […]

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November 12, 2024
Daniel Lee

The Wrench v FirstRand Bank Case – A Landmark Judgment for Motor Finance Mis-Selling Claims The recent Court of Appeal ruling in Wrench v FirstRand Bank has generated substantial interest within the financial and motor finance sectors. This case serves as a crucial benchmark for motor finance claims, focusing on issues surrounding undisclosed commissions and […]

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November 7, 2024
Daniel Lee

The Court of Appeal’s Firm Stance in Hopcraft v Close Brothers: No Grounds for Further Appeal In the recent Hopcraft v Close Brothers case, the Court of Appeal delivered a definitive ruling with potential wide-reaching impacts across the finance sector. The judges asserted that there were no arguable grounds for Close Brothers to pursue an […]

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November 5, 2024
Daniel Lee

How the Court of Appeal Judgment in Hopcraft v Close Brothers Could Impact Other Types of Finance The Court of Appeal judgment in Hopcraft v Close Brothers has significant implications not only for the motor finance sector but also for a broad range of financial agreements. This ruling underscores the critical need for transparency around […]

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October 31, 2024
Daniel Lee

Why the Court of Appeal Judgment in Hopcraft v Close Brothers Shouldn’t Have Surprised the FCA and Finance Providers In the recent Court of Appeal case Hopcraft v Close Brothers, the ruling underscored significant concerns about transparency in motor finance agreements, particularly regarding undisclosed commissions. This judgment should have been expected by both the Financial […]

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October 30, 2024
Daniel Lee

Could Martin Lewis’ Advice on Motor Finance Commission Cost UK Consumers Billions? Martin Lewis, the UK’s well-known financial adviser and consumer champion, has a strong track record of helping people save money, from energy bills to credit cards. Recently, however, his guidance on motor finance commission, particularly in focusing only on discretionary commission models, may […]

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