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October 29, 2024 
Daniel Lee Hopcraft v Close Brothers Ltd: A Comprehensive Analysis of the Court of Appeal Decision and Its Implications Introduction The Court of Appeal’s decision in Hopcraft v Close Brothers Ltd marks a pivotal moment in motor finance law, dealing directly with the transparency and fairness of undisclosed commissions within finance agreements. This case builds on precedents […]
October 29, 2024 Daniel Lee Judges in the Court of Appeal Case of Hopcraft v Close Brothers The recent landmark ruling in the Hopcraft v Close Brothers case in the Court of Appeal confirms that the motor finance industry has been unlawfully hiding key commission information from its customers. The Judges unanimous decision paves the way for billions in compensation […]
October 29, 2024 Daniel Lee Understanding the Court of Appeal Judgment in Hopcraft v Close Brothers (2024) In July 2024, the Court of Appeal delivered a significant judgment in the case of Hopcraft v Close Brothers, which introduced critical standards for disclosure in the motor finance industry. This case highlights important consumer rights and imposes enhanced compliance obligations on credit […]
July 11, 2018 Daniel Lee PPI Corruption & the FCA Almost every single bank and finance provider is corrupt. Strong words? Too strong? The Oxford English Dictionary provides the definition of corrupt to be having or showing a willingness to act dishonestly in return for money or personal gain. Given the tactics employed by these finance providers to sell PPI, in order […]
October 16, 2017 Daniel Lee Ethical Credit: A Guide to Credit Unions and Their Successes 19 October marks International Credit Union (ICU) Day, which has been celebrated since 1948 to recognise the achievements and hard work of those in the credit union industry. To show our own appreciation, we’re telling you why we think they’re so beneficial, highlighting some of […]
October 4, 2017 Daniel Lee Could banks benefit from Plevin? In 2014 Mrs Susan Plevin took Paragon Finance to the Supreme Court and won her case. The case centred around Paragon Finance failing to advise Mrs Plevin what commission payments were being made by selling her a PPI policy. Mrs Plevin argued that, by Paragon failing to provide her with […]
