Understanding Motor Finance Commission: What You Need to Know Motor finance commission is a term that often comes up in discussions about car purchases, particularly when consumers opt for financing options to buy a vehicle. While financing can make owning a car more accessible, understanding the commissions involved is crucial to ensure that you are […]

The Debatable Incompetence of the Financial Ombudsman Service The Financial Ombudsman Service (FOS) was established to resolve disputes between consumers and financial service providers, offering a free, impartial service to help individuals navigate issues that arise from financial transactions. However, in recent years, questions surrounding its competence and effectiveness have emerged, leading to public and […]

Understanding Mis-Sold GAP Insurance: A Guide for Consumers Guaranteed Asset Protection (GAP) insurance is designed to cover the difference between what your car is worth and what you owe on it if it is written off or stolen. While it can provide valuable peace of mind, many consumers have found themselves mis-sold GAP insurance policies. […]

Hopcraft v Close Brothers Ltd: A Comprehensive Analysis of the Court of Appeal Decision and Its Implications Introduction The Court of Appeal’s decision in Hopcraft v Close Brothers Ltd marks a pivotal moment in motor finance law, dealing directly with the transparency and fairness of undisclosed commissions within finance agreements. This case builds on precedents […]